
Few transactions you make in your life have as great an effect on your long-term financial situation than choosing a home loan. So it stands to reason that for such an important event, you would want to turn to someone you know and trust. Our new mortgage program offers you an expanded choice of loans, vastly improved convenience, lightning speed, and the competitive rates and low fees you need.
Love the predictability of a fixed rate? We have terms of 10, 15, 20 and 30 years, so you can choose the term you need.
Prefer the lower initial payment that an ARM (adjustable rate mortgage) usually offers? We have those too—with initial fixed periods of 1, 3, 5, 6, 7 and 10 years and terms all the way up to 40 years.
Fast closings. First mortgages close in 18 days or less.
Convenient closings. Instead of going out of your way to close at a predetermined location, we will courier the closing documents to you. Just have them notarized when it fits within your schedule at any Eastern branch, or other notary public .
Apply online or in person. Coming soon, you'll be able to apply for your mortgage or home equity loan in the comfort of your home from any Internet-connected computer...just visit our website and click on the Mortgages at Eastern link. Or, if you prefer face-to-face, we can do that too. Just call us or visit any ENY FCU office.
Mortgages in more places. Do you have a vacation house out of state? Or commute in from Pennsylvania? We can handle your mortgage, too!